BUILT FOR MONEY IN MOTION

Make more from
the money you
move and hold.

Make more from the money you
move and hold.

Make more from the money you
move and hold.

Earning infrastructure for fintechs and payment businesses. Put eligible stablecoin balances to work, wherever money moves through your business.

Your business. Your customers. One integration.

Collection received

$1,000,000.00

blend.

MONEY AT WORK

Income in the earning window

+$767.12

7 days

Usable earning time

4.0%

Assumed annual return

Payout funding

Ready on schedule

ILLUSTRATIVE FLOW · BEFORE ADDITIONAL COSTS

A little more from every working balance.

Non-custodial accounts

Your brand, your experience

One integration

ONE PLATFORM. MORE POSSIBILITIES.

Money has
more to do.

Money has
more to do.

Money has
more to do.

Whether it moves in days or stays for longer, give the money in your business a more productive role.

PAYMENTS · REMITTANCES · PAYROLL

Make the time between payments count.

Money often arrives before it needs to leave. Connect earning to that existing window, with liquidity set aside and redemption planned around your payout schedule.

Earn on eligible balances. Reserve payout liquidity. Measure income against your baseline.

Model this opportunity

THE TIME BETWEEN PAYMENTS

01

Collect

b

Earn

03

Pay out

Your payment schedule sets the earning window.

PUT A NUMBER ON IT

Your flows.
Your opportunity.

Your flows.
Your opportunity.

Your flows.
Your opportunity.

Start with the money you already move or hold. Adjust the assumptions to see what working balances could earn.

$m

Up to $1 billion.

%

After reserves and other restricted balances.

days

After transfer and redemption buffers.

%

Illustrative, after earning product expenses.

Account for existing income and costs

Use the same eligible balances and period for your baseline.

ILLUSTRATIVE ANNUAL INCOMEUSD
$230,137

Potential income before additional costs.

Month 1Month 6Month 12
Monthly income
$19,178
Average earning balance
$5,753,425
Explore this opportunity
See the calculation and assumptions

Monthly volume × eligible share × usable days ÷ 365 × annual return × 12.

Simple returns, no compounding. Payment flows repeat monthly for 12 months. Incremental impact deducts existing income and additional costs. Actual income depends on products, rates, eligibility and timing.

A scenario, not a forecast. Briefs download to your device; no information is submitted.

More income. Your choice. Businesses can retain income they are entitled to earn, or choose to share it with their customers.

BUILT AROUND YOUR BUSINESS

Let your money work.
Keep your flow.

Let your money work.
Keep your flow.

Let your money work.
Keep your flow.

An earning workflow designed around your liquidity needs and payment deadlines.

ILLUSTRATIVE WORKFLOW

A clear starting point.

Record the asset, amount, ownership and payout funding deadline when funds arrive. Every earning decision starts with the actual payment flow.

Collection confirmed

$1,000,000

Stablecoins received · Funding deadline: Day 8

Ownership and timing recorded

THE INFRASTRUCTURE UNDERNEATH

One integration.
Built to work together.

One integration.
Built to work together.

One integration.
Built to work together.

Connect your application to accounts, earning products and reporting through Blend. Shape the workflow around your business and supported payment partners.

Talk through your integration

Your business

Your customers. Your experience.

ONE INTEGRATION

blend.

Accounts

Routing

Monitoring

Reporting

Earning products

Supported networks

Payment partners

Product, network and partner availability is confirmed for each integration.

CONFIDENCE, BUILT IN

The details
that matter.

The details
that matter.

The details
that matter.

Read the public audits

01

Dedicated accounts.

Non-custodial account infrastructure with visibility into balances and positions.

02

Clear operating controls.

Define eligible balances, approved products and the liquidity your workflow needs.

03

A record of every move.

Track positions, transactions and income so your team can reconcile the full picture.

A FEW GOOD QUESTIONS

Let’s make
it clear.

Let’s make
it clear.

Let’s make
it clear.

YOUR NEXT CHAPTER

Same money.
More possibility.

Same money.
More possibility.

Same money.
More possibility.

Let’s find the opportunity in your flows and balances.